Most working-class Filipinos dream of buying their own home in Metro Manila, due to the prospect of being close to work, recreational facilities and basic amenities such as quality hospitals and schools. This is according to Property Survey. However, the high price of real estate in the metro has led some buyers to look elsewhere, […]
Should You Live in Batangas, Cavite or Laguna? Read Post »
If you are financing a house purchase with a mortgage, one of the biggest decisions you need to make is choosing between a 15- and a 30-year mortgage. Surveys suggest that most of the loan applicants go with the longer term. Both mortgage terms have their pros and cons. A 15-year mortgage has higher monthly
Choosing a Mortgage Length: Things to Consider Read Post »
Choosing the right home that suits you and your family can be confusing and overwhelming. Before you make a decision, there are plenty of things to consider such as your needs, budget, priorities, and preferences. It is also important to make sure that your choice of your property reflects your lifestyle and personality. If you’re
Types of Homes: Which Suits You Best? Read Post »
Based on figures from a 2012 study, nearly 30% of Americans own their homes. This means they have already paid off their mortgages. How many is that? About 21 million households across the U.S. Homeownership is one of the things most Americans dream of. However, there are still people whose fear of mortgages keep them from
3 Things People Fear About Mortgages Read Post »
Getting a mortgage is one of the sure ways of attaining your goal of providing a shelter for you and your loved ones. However, if you aren’t careful, it could be a major source of stress. Knowing how you could reduce your mortgage costs will save you money and the pressure that comes with it.
4 Handy Tricks for Trimming Your Mortgage Costs Read Post »
Coming up with a 20% home loan down payment is often the biggest challenge for many homebuyers. While it is the benchmark to qualify for better rates and deals, most mortgage applicants today pay less than the recommended amount. According to the National Association of Realtors, the typical down payment for many first-time homebuyers is
Making Mortgage Down Payment: Is it Okay to Skip the 20% Mark? Read Post »