Budgeting for Your Home Home renovation projects often come with a wide range of expenses, from materials and labor to unexpected costs that can strain your budget. Whether you’re updating a single room or remodeling an entire home, finding simple money options to manage your finances effectively is crucial. Budgeting during a renovation requires careful […]
Simple Money Options For Budgeting During Home Renovation Read Post »
Let’s talk about your finances for a bit — specifically, student loan refinancing. What is it really about? Is it helpful? Do you need any collateral to qualify for one? Presently, almost 44 million Americans have a total of $1.5 trillion and it shows no signs of slowing down. That’s an average of a whopping
Student Loan Refinancing: Knowing Your Options Read Post »
If you are considering buying a car, you probably feel both elated and nervous. Having their own vehicle to drive to places is a milestone that not everyone will be able to reach throughout their entire lifetime. However, it is an expensive purchase and, therefore, you want to choose the best one out there and
Your First Car: The Things to Consider Before Making the Purchase Read Post »
Student loans are supposed to support everyone in getting the higher education they deserve. And while they do help keep students enrolled, their monthly payments stifle graduates from living comfortably. According to a paper by the Roosevelt Insitute called “The Student Debt Crisis, Labor Market Credentialization, and Racial Inequality,” the median debt had increased from
Staying Above Water: How to Avoid Defaulting on Your Student Loans Read Post »
If you are financing a house purchase with a mortgage, one of the biggest decisions you need to make is choosing between a 15- and a 30-year mortgage. Surveys suggest that most of the loan applicants go with the longer term. Both mortgage terms have their pros and cons. A 15-year mortgage has higher monthly
Choosing a Mortgage Length: Things to Consider Read Post »
Mortgage discrimination is illegal. This is crucial information that you should know if you’re planning on applying for a home loan to purchase, refinance, or renovate a house. Fortunately, two federal statutes — the Fair Housing Act (FHA) and Equal Credit Opportunity Act (ECOA) — offer ample protections against mortgage discrimination. Discrimination takes on many
Believe It: Mortgage Discrimination is a Real Thing Read Post »