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Making Mortgage Down Payment: Is it Okay to Skip the 20% Mark?

Coming up with a 20% home loan down payment is often the biggest challenge for many homebuyers. While it is the benchmark to qualify for better rates and deals, most mortgage applicants today pay less than the recommended amount. According to the National Association of Realtors, the typical down payment for many first-time homebuyers is

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Business

Stop Ignoring This Benefit of Branded Corporate Merchandise

When it comes to promotional products, you have limitless choices and opportunities. From small tokens to bigger ticket items of appreciation, you will not have a hard time finding what best suits your marketing campaigns. There is, however, one specific kind that you should take a closer look at — corporate merchandise that boasts your organisation’s

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Business

Must-Have Equipment in All Land Construction Operations

Construction projects require the use of heavy machinery, which takes over tasks that are otherwise impossible to carry out manually. Earthmoving equipment usually tops the list of the machines used in construction sites. Because these works of precision engineering come in many different forms, each with their own sets of specific uses, it can be

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