5 Important Questions to Ask Your Public Adjuster

You do not pay your monthly insurance dues just to be avoided or undervalued by your insurance company when the time comes to get your claims. Accidents can occur at any time, and it can happen to yours too. Thus, it is important to have an idea on how insurance policies work. A good way to be familiar with policies is by knowing who to go to for help. Unitedstatesadjusters.com explains that national public adjusters are professionals who can help you through the whole process of claiming your coverage. They take care of the paperwork, negotiation, and communications for you. Therefore, it is vital that you choose them wisely. Here are some questions to ask:

Are you licensed?

Difference states have different licenses. Make sure your chosen public adjuster is licensed to take your case and work on your case. In some cases, adjusters work on a licensed firm instead of being licensed themselves.

How long have you been in the business?

This, along with the types of cases they have handled, is just some of the information that should be made available to the public. Adjusters who have extensive experience in the business tend to charge higher than those who are just starting in the industry.

Will you be personally handling the claim?

Some companies send representatives to handle your case. Having an experienced adjusting company handle your case does not automatically mean that an experienced adjuster is the one in charge. Request for an experienced public adjuster and be confident that your case will be handled well.

How can I reach you?

It is important to hire an adjuster that you can communicate with comfortably. Though the task itself can easily be handled by the adjuster themselves, it is important to know how you would be able to reach your adjuster for updates, clarifications, and changes in your case.

How much would the charges be?

Different adjusters have different rates. Talk with your adjuster early on about the terms of payment and make sure that there are no hidden charges and fees that you do not know of. Choose your adjuster wisely and see how easy it is to get the claims that you rightfully deserve.